Land purchase · R4m
Strong matchAgricultural bank
Match score 80%
Confidence 60%
Why it matches: published agricultural mandate, finances farmland against a mortgage bond, and the ticket size fits.
Name, email and phone number appear in your report
Agricultural Financial Intelligence
Turn your farm's numbers into funding and growth opportunities.
Three connected services for agricultural businesses. We find what is holding the business back, show which funding routes fit, and match you to the funders who can provide it.
- Confidential from the first step
- Built for farms and agribusiness
- Every finding traced to its source
01ValueXtract Agri
Find what is holding the business back, and who can fix it.
We analyse your financial statements and farm figures, rank each pain point by severity and suggest a solution. Where specialist help is needed, we refer you to one of our partners.
ValueXtractAgriOPPORTUNITY REPORT
SampleFinancial health
Current ratio
0.90×Tight
Cash conversion
40%Weak
Interest cover
1.5×Watch
Gross margin
25%Stable
Pain points & suggested solutions
- HighDebtor days up from 30 to 65Solution: tighten credit terms and automate collections
- MediumInterest cover below 2.0×Solution: reprice or refinance the debt stack
Illustrative example with made-up figures.
From signal to specialist
Each pain point is linked to the type of specialist best placed to solve it. These are some of the signals we look for.
SignalDebtor days above 60
Working-capital & collections
SignalInterest cover below 2×
Debt advisory & refinancing
SignalFarmland or livestock at historic cost
Agri valuations & land-use
SignalGross margin down two years running
Business & cost optimisation
SignalLarge swings in FX gains and losses
FX & hedging
SignalQualified audit opinion, or no assurance
Audit, assurance & ESG
Our referral partner network
We only refer you when your numbers show a clear reason, and you decide whether to take the call.
Advisory specialists 7 fields
Audit, assurance & ESG
Stronger reporting for lenders, buyers and regulators.
Transaction advisory
Due diligence, valuation and deal structuring before a raise or sale.
Debt advisory & capital raising
Restructure, reprice or refinance the debt stack.
Agri brokerage & land-use
Farm management, land-use planning and agricultural capital raising.
Asset & collateral valuations
Current values for farmland, equipment and insurance cover.
FX & hedging
Protect export earnings and import costs from currency swings.
Treasury & banking
Put idle cash to work and bring bank charges down.
Technology solutions 4 fields
Working-capital management
Faster collections, credit control and live debtor dashboards.
Business optimisation
Lift margins and control input, staff and operating costs.
Fraud & risk detection
Spot stock, billing and cash leakage early.
Business strategy
Diversify revenue and plan the next stage of growth.
02Agri Cap ID
Break the business down. See which funding routes fit.
Agri Cap ID looks at what the money is for, what the farm can offer as security, how cash moves through the season and who owns the business. It then shows which funding routes are available for each part of the need.
What we break down
Use of fundsLand, equipment, planting, working capital
Assets & securityFarmland, orchards, livestock, equipment, debtors
Cash flow & earningsRevenue, EBITDA and ability to repay
Season & production cycleWhen cash goes out and when harvest pays
Existing debtFacilities, bonds, cessions and guarantees
Ownership & impactB-BBEE, jobs, climate and water outcomes
Sample: R10m expansion
Illustrative exampleLand purchaseR4m · 40%Land & property financeLong-term, secured on the farm
Irrigation & equipmentR3m · 30%Asset & equipment financeRepaid over the asset's working life
Orchard establishmentR2m · 20%Development capitalPatient capital with a repayment holiday
Seasonal working capitalR1m · 10%Seasonal revolving facilityDrawn before harvest, repaid after
Debt
Repaid with interest over agreed terms.
Crop & production financeSeasonal facilitiesAsset & equipment financeLand & property financeDebtor & export finance
Equity
Capital for a share of ownership. No scheduled repayments.
Growth equityStrategic investorsFamily officesProject / SPV equity
Grants
Usually not repaid if the programme conditions are met.
Agricultural grantsGreen & climate grantsJob creation grantsExport incentives
Hybrid
Combines debt, equity, grants or guarantees.
Blended financeMezzaninePreference sharesB-BBEE fundingGuarantees
03Agri CapMatch
Match each funding route to real funders, with their contact details.
Each part of your funding need is matched separately against our database of agricultural funders across South Africa and SADC. You get a ranked shortlist, the reason behind each match and who to contact.
Orchard establishment · R2m
Possible matchDevelopment finance institution
Match score 65%
Confidence 55%
Why it matches: funds new plantings with a repayment holiday and supports job creation in rural areas.
Illustrative examples with made-up figures. Your report names each funder.
How a match is scored
Every funder is scored out of 100 on eleven factors, weighted by how much each one matters to an agricultural deal.
Ticket size25%
Agri mandate18%
Instrument fit15%
Geography12%
Business stage8%
EBITDA threshold5%
Impact & B-BBEE5%
Repayment term4%
Revenue threshold3%
Funder type3%
Past agri deals2%
Strong match72 and above
Possible match58 to 71
Investigate45 to 57
Confidence shows how much of the funder's mandate is published. The score ranks funders against that information and is not a probability of funding.
Funders we match to
BanksDevelopment finance institutionsPrivate credit fundsPrivate equityFamily officesImpact & grant fundersCorporate ESD fundsAlternative lendersHow it works
One secure onboarding. Your data stays confidential throughout.
Step 1
Confidentiality first
Leave your contact details below. Our team will contact you and send a unique, private link. Before you upload documents, you review and accept our confidentiality undertaking.
Step 2
Share your information
Upload your financial statements, management accounts, farm operating figures and funding needs through the secure portal.
Step 3
Receive your reports
Depending on what you need, you get your ValueXtract Agri report, your Agri Cap ID funding routes and your Agri CapMatch funder shortlist.
Built on confidentiality
Your numbers are sensitive. We treat them that way.
Confidential before anything else
You accept a confidentiality undertaking before you share a single document.
Your own secure link
Each client receives a unique onboarding link to the secure portal.
No obligation
Referrals and funder introductions are suggestions. The decision stays yours.
Evidence, not sales talk
No guaranteed savings or funding promises. Where information is missing, the report says so.
Who it's for
Made for the business side of farming.
Farm owners
Crop, livestock and mixed farms that want to know where the money goes and what funding they could qualify for.
Agribusiness operators
Packhouses, feedlots, processors and input suppliers managing working capital across the seasons.
Cooperatives
Member organisations that want a clear, comparable view of financial performance.
Agri-lenders & advisors
Financiers and advisors who need a structured, evidence-backed read on a farming client.
Let’s start a conversation
Your next step towards funding and growth.
Tell us how to reach you. The ValueXtract team will contact you to discuss your business and send your private onboarding link.
01 Leave your contact details
02 Speak to the ValueXtract team
03 Receive your secure onboarding link
02 Speak to the ValueXtract team
03 Receive your secure onboarding link
Already received an onboarding link? Open the unique link in your email to continue.